Privacy Policy

Overview

Finlight Index ("we," "our," or "us") operates the website finlightindex.com (the "Site"). This Privacy Policy explains what information we collect when you visit the Site, how we use that information, and what rights you have in relation to it.

We are committed to protecting your privacy and handling any personal information we obtain with care and respect. We do not sell personal data, and we do not offer paid services. All content on this Site is provided for informational and educational purposes only.

Information We Collect

We collect two categories of information:

Information you provide voluntarily. If you submit our contact form, we collect the name, email address, organization name (optional), and message content that you enter. We use this information solely to respond to your inquiry.

Information collected automatically. When you visit the Site, our servers may automatically collect certain technical information, including your browser type, operating system, referring URL, pages visited, and approximate geographic location derived from your IP address. This information is collected in aggregate and is not used to identify individual visitors.

• IP addresses are logged in abbreviated or anonymized form for security monitoring purposes only.
• We may use analytics tools (such as self-hosted or privacy-respecting third-party analytics) to understand aggregate traffic patterns. These tools do not create individual user profiles.
• We use cookies and similar technologies as described in our Cookie Policy.

How We Use Information

We use the information we collect for the following purposes:

• To respond to contact form submissions and answer your questions.
• To analyze aggregate usage patterns and improve the Site's content and usability.
• To detect, investigate, and prevent security incidents or abusive behavior.
• To comply with applicable laws and legal obligations.

We do not use your information for advertising, profiling, automated decision-making, or any commercial purpose.

Cookies

The Site uses cookies for basic functionality (such as remembering your cookie consent preference) and, if you consent, for analytics purposes. You can manage your cookie preferences at any time by adjusting your browser settings or by using the cookie consent banner on the Site.

For full details about the cookies we use, please see our Cookie Policy.

Sharing of Information

We do not sell, rent, trade, or otherwise disclose your personal information to third parties, except in the following limited circumstances:

• Service providers: We may share information with trusted third-party service providers who assist in operating the Site (such as hosting providers), subject to confidentiality obligations and only to the extent necessary to perform their services.
• Legal requirements: We may disclose information if required to do so by law, court order, or other governmental or legal authority.
• Protection of rights: We may disclose information where we believe it is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud, or situations involving potential threats to the safety of any person.

Data Retention

We retain contact form submissions for a maximum of 24 months after the correspondence is resolved, after which they are permanently deleted. Anonymized analytics data may be retained for longer periods for trend analysis, but cannot be used to identify individual visitors.

Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• Access: The right to request a copy of the personal information we hold about you.
• Rectification: The right to request correction of inaccurate or incomplete personal information.
• Erasure: The right to request deletion of your personal information, subject to certain legal exceptions.
• Objection: The right to object to our processing of your personal information in certain circumstances.
• Portability: The right to receive your personal information in a structured, machine-readable format.

To exercise any of these rights, please contact us at info@finlightindex.com. We will respond within the timeframe required by applicable law.

Children's Privacy

The Site is not directed at children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will delete it promptly. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the updated policy on this page with a revised effective date. We encourage you to review this policy periodically. Continued use of the Site after changes are posted constitutes your acceptance of the revised policy.

Contact

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Email: info@finlightindex.com
Website: finlightindex.com